Colorado Paycheck Calculator — Calculate Your Take-Home Pay

Use our free Colorado paycheck calculator to calculate your net take-home pay after Colorado state income tax (top rate 4.4%), federal income tax, Social Security, and Medicare. Updated for 2025.

✓ Colorado Tax Rates ✓ 2025 Federal Brackets ✓ Instant Results ✓ Free
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Colorado Paycheck Calculator

⚙️ Add Deductions (optional)
401(k), HSA, health insurance
⚠️ Local Tax Note: Denver charges an Occupational Privilege Tax of .75/month on employees earning over /month. Other Denver metro cities have similar small taxes.

Colorado State Income Tax Rates (2025)

Colorado uses a simple flat 4.4% income tax rate. Colorado voters approved TABOR (Taxpayer Bill of Rights), which limits how fast the government can grow revenue and often triggers refunds to taxpayers.

Colorado uses a flat 4.4% income tax rate on all taxable income.

The minimum wage in Colorado is $14.42/hr as of 2025. Colorado's minimum wage exceeds the federal minimum of $7.25/hr.

How to Calculate Your Colorado Paycheck

Your Colorado take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Colorado payroll calculator, Colorado salary calculator, Colorado income calculator, and Colorado take home pay calculator. Whether you search for "CO paycheck calculator" or "colorado wage calculator," this tool gives you accurate 2025 results.

  • Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
  • Social Security — 6.2% of wages up to $176,100 (2025 wage base)
  • Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
  • Colorado State Income Tax — calculated using Colorado's 2025 tax brackets (top rate 4.4%)
  • Local/County Tax — Denver charges an Occupational Privilege Tax of .75/month on employees earning over /month. Other Denver metro cities have similar small taxes.
  • Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Colorado Paycheck

Colorado's top income tax rate is 4.4%. The state uses a flat rate applied to all taxable income.
Colorado income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Colorado is $14.42/hr. This exceeds the federal minimum of $7.25/hr.
Denver charges an Occupational Privilege Tax of .75/month on employees earning over /month. Other Denver metro cities have similar small taxes.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Colorado taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $22/month in Colorado state tax alone.