Texas Paycheck Calculator 2025 — Take-Home Pay

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Texas Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

🎉 Good news: Texas has no state income tax! Your paycheck is only reduced by federal income tax and FICA.

Texas State Income Tax Rates (2025)

Texas has no state income tax, a right enshrined in the Texas Constitution. Texas funds government primarily through property taxes and sales taxes. Texas property taxes are among the highest in the US, and many residents feel they offset the income tax savings.

✅ Texas has no state income tax. Workers only pay federal income tax and FICA. No state withholding on your Texas paycheck.

The minimum wage in Texas is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Texas has not set a higher state minimum.

How to Calculate Your Texas Paycheck

Your Texas take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Texas payroll calculator, Texas salary calculator, Texas income calculator, and Texas take home pay calculator. Whether you search for "TX paycheck calculator" or "texas wage calculator," this tool gives you accurate 2025 results.

Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
Texas State Income Tax — 0% — Texas has no state income tax
Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Texas Paycheck

Does Texas have state income tax?

No — Texas has no state income tax. Workers only pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). There is no state withholding from a Texas paycheck.

What taxes do Texas workers pay?

Texas workers pay federal income tax based on 2025 IRS brackets, Social Security (6.2% up to $176,100), and Medicare (1.45% of all wages). No state income tax is withheld.

What is the minimum wage in Texas?

The minimum wage in Texas is $7.25/hr. This matches the federal minimum wage of $7.25/hr.

How does Texas compare to New Mexico for take-home pay?

Texas workers benefit from no state income tax. The exact comparison depends on New Mexico's rate, but workers in no-tax states consistently take home more on the same gross salary.

Is Texas good for retirees regarding taxes?

Yes — Texas is excellent for retirees. With no income tax, Social Security benefits, pensions, and 401(k) distributions are not taxed at the state level, maximizing retirement income.