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New York Paycheck Calculator
Your New York Take-Home Pay
$0.00
per 2 weeks
Annual: $0.00
Where is your money going?
Take Home0%
Federal Tax0%
FICA (SS + Medicare)0%
State & Local Tax0%
Gross Pay$0.00
Pre-Tax Deductions$0.00
Federal Income Tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
New York State Tax$0.00
SDI / State Insurance$0.00
Local Tax$0.00
Post-Tax Deductions$0.00
💚 Take-Home Pay$0.00
Effective tax rate: 0%
⚠️ Local Tax Note: New York City levies a city income tax of 3.078%-3.876% on NYC residents. Yonkers residents pay an additional 16.75% surcharge on state tax.
New York State Income Tax Rates (2025)
New York State has a top rate of 10.9%, but NYC residents also pay city income tax of 3.078%–3.876%, giving a combined state+city rate of nearly 15% for high earners. New York is consistently among the highest-taxed states in the US.
| Taxable Income | Tax Rate |
|---|---|
| $0–$17,150 | 4% |
| $17,151–$23,600 | 4.5% |
| $23,601–$27,900 | 5.25% |
| $27,901–$161,550 | 5.85% |
| $161,551–$323,200 | 6.25% |
| $323,201–$2,155,350 | 6.85% |
| $2,155,351–$5,000,000 | 9.65% |
| $5,000,001–$25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
The minimum wage in New York is $16.00/hr as of 2025. New York's minimum wage exceeds the federal minimum of $7.25/hr.
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How to Calculate Your New York Paycheck
Your New York take-home pay is your gross pay minus the following deductions:
This calculator also serves as a New York payroll calculator, New York salary calculator, New York income calculator, and New York take home pay calculator. Whether you search for "NY paycheck calculator" or "new york wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- New York State Income Tax — calculated using New York's 2025 tax brackets (top rate 10.9%)
- Local/County Tax — New York City levies a city income tax of 3.078%-3.876% on NYC residents. Yonkers residents pay an additional 16.75% surcharge on state tax.
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income
Frequently Asked Questions — New York Paycheck
New York's top income tax rate is 10.9%. The state uses a graduated bracket system.
New York income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in New York is $16.00/hr. This exceeds the federal minimum of $7.25/hr.
New York City levies a city income tax of 3.078%-3.876% on NYC residents. Yonkers residents pay an additional 16.75% surcharge on state tax.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your New York taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $54/month in New York state tax alone.