New Jersey Paycheck Calculator
Where is your money going?
New Jersey State Income Tax Rates (2025)
New Jersey has a top rate of 10.75% on income over $1 million. NJ also deducts SDI (State Disability Insurance) and FLI (Family Leave Insurance) from paychecks. NJ's combined state and property tax burden is among the highest in the US.
| Taxable Income | Tax Rate |
|---|---|
| $0-$20,000 | 1.4% |
| $20,001-$35,000 | 1.75% |
| $35,001-$40,000 | 3.5% |
| $40,001-$75,000 | 5.525% |
| $75,001-$500,000 | 6.37% |
| $500,001-$1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
The minimum wage in New Jersey is $15.49/hr as of 2025. New Jersey's minimum wage exceeds the federal minimum of $7.25/hr.
How to Calculate Your New Jersey Paycheck
Your New Jersey take-home pay is your gross pay minus the following deductions:
This calculator also serves as a New Jersey payroll calculator, New Jersey salary calculator, New Jersey income calculator, and New Jersey take home pay calculator. Whether you search for "NJ paycheck calculator" or "new jersey wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- New Jersey State Income Tax — calculated using New Jersey's 2025 tax brackets (top rate 10.75%)
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income