Arizona Paycheck Calculator — Calculate Your Take-Home Pay

Use our free Arizona paycheck calculator to calculate your net take-home pay after Arizona state income tax (top rate 2.5%), federal income tax, Social Security, and Medicare. Updated for 2025.

✓ Arizona Tax Rates ✓ 2025 Federal Brackets ✓ Instant Results ✓ Free
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Arizona Paycheck Calculator

⚙️ Add Deductions (optional)
401(k), HSA, health insurance

Arizona State Income Tax Rates (2025)

Arizona dramatically cut its income tax from a multi-bracket system with a top rate of 8% to a flat 2.5% rate in 2023 — the lowest flat income tax of any state in the US.

Arizona uses a flat 2.5% income tax rate on all taxable income.

The minimum wage in Arizona is $14.35/hr as of 2025. Arizona's minimum wage exceeds the federal minimum of $7.25/hr.

How to Calculate Your Arizona Paycheck

Your Arizona take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Arizona payroll calculator, Arizona salary calculator, Arizona income calculator, and Arizona take home pay calculator. Whether you search for "AZ paycheck calculator" or "arizona wage calculator," this tool gives you accurate 2025 results.

  • Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
  • Social Security — 6.2% of wages up to $176,100 (2025 wage base)
  • Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
  • Arizona State Income Tax — calculated using Arizona's 2025 tax brackets (top rate 2.5%)
  • Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Arizona Paycheck

Arizona's top income tax rate is 2.5%. The state uses a flat rate applied to all taxable income.
Arizona income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Arizona is $14.35/hr. This exceeds the federal minimum of $7.25/hr.
No — Arizona does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Arizona taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $12/month in Arizona state tax alone.