Indiana Paycheck Calculator — Calculate Your Take-Home Pay

Use our free Indiana paycheck calculator to calculate your net take-home pay after Indiana state income tax (top rate 3.05%), federal income tax, Social Security, and Medicare. Updated for 2025.

✓ Indiana Tax Rates ✓ 2025 Federal Brackets ✓ Instant Results ✓ Free
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Indiana Paycheck Calculator

⚙️ Add Deductions (optional)
401(k), HSA, health insurance
⚠️ Local Tax Note: Indiana counties charge a county income tax ranging from 0.50% to 3.38% on top of the state rate. Marion County (Indianapolis) charges 2.02%.

Indiana State Income Tax Rates (2025)

Indiana uses a flat 3.05% state income tax, but the combined burden is higher due to county income taxes. Every Indiana county levies an additional county tax ranging from 0.50% to 3.38%.

Indiana uses a flat 3.05% income tax rate on all taxable income.

The minimum wage in Indiana is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Indiana has not set a higher state minimum.

How to Calculate Your Indiana Paycheck

Your Indiana take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Indiana payroll calculator, Indiana salary calculator, Indiana income calculator, and Indiana take home pay calculator. Whether you search for "IN paycheck calculator" or "indiana wage calculator," this tool gives you accurate 2025 results.

  • Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
  • Social Security — 6.2% of wages up to $176,100 (2025 wage base)
  • Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
  • Indiana State Income Tax — calculated using Indiana's 2025 tax brackets (top rate 3.05%)
  • Local/County Tax — Indiana counties charge a county income tax ranging from 0.50% to 3.38% on top of the state rate. Marion County (Indianapolis) charges 2.02%.
  • Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Indiana Paycheck

Indiana's top income tax rate is 3.05%. The state uses a flat rate applied to all taxable income.
Indiana income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Indiana is $7.25/hr. This equals the federal minimum of $7.25/hr.
Indiana counties charge a county income tax ranging from 0.50% to 3.38% on top of the state rate. Marion County (Indianapolis) charges 2.02%.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Indiana taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $15/month in Indiana state tax alone.