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Kentucky Paycheck Calculator
Your Kentucky Take-Home Pay
$0.00
per 2 weeks
Annual: $0.00
Where is your money going?
Take Home0%
Federal Tax0%
FICA (SS + Medicare)0%
State & Local Tax0%
Gross Pay$0.00
Pre-Tax Deductions$0.00
Federal Income Tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Kentucky State Tax$0.00
SDI / State Insurance$0.00
Local Tax$0.00
Post-Tax Deductions$0.00
💚 Take-Home Pay$0.00
Effective tax rate: 0%
⚠️ Local Tax Note: Kentucky cities and counties levy local income taxes. Louisville charges 2.2%, Lexington 2.25%. Most cities charge 1-2%.
Kentucky State Income Tax Rates (2025)
Kentucky moved to a flat 4.0% income tax rate in 2023, down from 4.5%. Further reductions are planned as part of ongoing tax reform. However, local city and county taxes still apply in many areas.
Kentucky uses a flat 4.0% income tax rate on all taxable income.
The minimum wage in Kentucky is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Kentucky has not set a higher state minimum.
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How to Calculate Your Kentucky Paycheck
Your Kentucky take-home pay is your gross pay minus the following deductions:
This calculator also serves as a Kentucky payroll calculator, Kentucky salary calculator, Kentucky income calculator, and Kentucky take home pay calculator. Whether you search for "KY paycheck calculator" or "kentucky wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- Kentucky State Income Tax — calculated using Kentucky's 2025 tax brackets (top rate 4.0%)
- Local/County Tax — Kentucky cities and counties levy local income taxes. Louisville charges 2.2%, Lexington 2.25%. Most cities charge 1-2%.
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income
Frequently Asked Questions — Kentucky Paycheck
Kentucky's top income tax rate is 4.0%. The state uses a flat rate applied to all taxable income.
Kentucky income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Kentucky is $7.25/hr. This equals the federal minimum of $7.25/hr.
Kentucky cities and counties levy local income taxes. Louisville charges 2.2%, Lexington 2.25%. Most cities charge 1-2%.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Kentucky taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $20/month in Kentucky state tax alone.