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Iowa Paycheck Calculator
Your Iowa Take-Home Pay
$0.00
per 2 weeks
Annual: $0.00
Where is your money going?
Take Home0%
Federal Tax0%
FICA (SS + Medicare)0%
State & Local Tax0%
Gross Pay$0.00
Pre-Tax Deductions$0.00
Federal Income Tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Iowa State Tax$0.00
SDI / State Insurance$0.00
Local Tax$0.00
Post-Tax Deductions$0.00
💚 Take-Home Pay$0.00
Effective tax rate: 0%
Iowa State Income Tax Rates (2025)
Iowa simplified its tax system dramatically in 2025, moving to a flat 3.8% rate — a major reduction from its previous top rate of 8.98%. Iowa is one of the fastest-reforming state tax systems in the country.
Iowa uses a flat 3.8% income tax rate on all taxable income.
The minimum wage in Iowa is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Iowa has not set a higher state minimum.
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How to Calculate Your Iowa Paycheck
Your Iowa take-home pay is your gross pay minus the following deductions:
This calculator also serves as a Iowa payroll calculator, Iowa salary calculator, Iowa income calculator, and Iowa take home pay calculator. Whether you search for "IA paycheck calculator" or "iowa wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- Iowa State Income Tax — calculated using Iowa's 2025 tax brackets (top rate 3.8%)
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income
Frequently Asked Questions — Iowa Paycheck
Iowa's top income tax rate is 3.8%. The state uses a flat rate applied to all taxable income.
Iowa income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Iowa is $7.25/hr. This equals the federal minimum of $7.25/hr.
No — Iowa does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Iowa taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $19/month in Iowa state tax alone.