Minnesota Paycheck Calculator — Calculate Your Take-Home Pay

Use our free Minnesota paycheck calculator to calculate your net take-home pay after Minnesota state income tax (top rate 9.85%), federal income tax, Social Security, and Medicare. Updated for 2025.

✓ Minnesota Tax Rates ✓ 2025 Federal Brackets ✓ Instant Results ✓ Free
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Minnesota Paycheck Calculator

⚙️ Add Deductions (optional)
401(k), HSA, health insurance

Minnesota State Income Tax Rates (2025)

Minnesota has one of the highest top income tax rates in the Midwest at 9.85%, compared to South Dakota (0%) and Wisconsin (7.65%). The high rate funds strong public services.

Taxable IncomeTax Rate
$0–$31,6905.35%
$31,691–$104,0906.8%
$104,091–$183,3407.85%
Over $183,3409.85%

The minimum wage in Minnesota is $10.85/hr as of 2025. Minnesota's minimum wage exceeds the federal minimum of $7.25/hr.

How to Calculate Your Minnesota Paycheck

Your Minnesota take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Minnesota payroll calculator, Minnesota salary calculator, Minnesota income calculator, and Minnesota take home pay calculator. Whether you search for "MN paycheck calculator" or "minnesota wage calculator," this tool gives you accurate 2025 results.

  • Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
  • Social Security — 6.2% of wages up to $176,100 (2025 wage base)
  • Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
  • Minnesota State Income Tax — calculated using Minnesota's 2025 tax brackets (top rate 9.85%)
  • Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Minnesota Paycheck

Minnesota's top income tax rate is 9.85%. The state uses a graduated bracket system.
Minnesota income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Minnesota is $10.85/hr. This exceeds the federal minimum of $7.25/hr.
No — Minnesota does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Minnesota taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $49/month in Minnesota state tax alone.