🧮
Massachusetts Paycheck Calculator
Your Massachusetts Take-Home Pay
$0.00
per 2 weeks
Annual: $0.00
Where is your money going?
Take Home0%
Federal Tax0%
FICA (SS + Medicare)0%
State & Local Tax0%
Gross Pay$0.00
Pre-Tax Deductions$0.00
Federal Income Tax$0.00
Social Security (6.2%)$0.00
Medicare (1.45%)$0.00
Massachusetts State Tax$0.00
SDI / State Insurance$0.00
Local Tax$0.00
Post-Tax Deductions$0.00
💚 Take-Home Pay$0.00
Effective tax rate: 0%
Massachusetts State Income Tax Rates (2025)
Massachusetts has a flat 5% income tax for most income. In 2023, Massachusetts added a 4% surtax on income over $1 million — bringing the effective top rate to 9% for high earners only.
Massachusetts uses a flat 5.0% income tax rate on all taxable income.
The minimum wage in Massachusetts is $15.00/hr as of 2025. Massachusetts's minimum wage exceeds the federal minimum of $7.25/hr.
Advertisement
How to Calculate Your Massachusetts Paycheck
Your Massachusetts take-home pay is your gross pay minus the following deductions:
This calculator also serves as a Massachusetts payroll calculator, Massachusetts salary calculator, Massachusetts income calculator, and Massachusetts take home pay calculator. Whether you search for "MA paycheck calculator" or "massachusetts wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- Massachusetts State Income Tax — calculated using Massachusetts's 2025 tax brackets (top rate 5.0%)
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income
Frequently Asked Questions — Massachusetts Paycheck
Massachusetts's top income tax rate is 5.0%. The state uses a flat rate applied to all taxable income.
Massachusetts income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Massachusetts is $15.00/hr. This exceeds the federal minimum of $7.25/hr.
No — Massachusetts does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Massachusetts taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $25/month in Massachusetts state tax alone.