Rhode Island Paycheck Calculator — Calculate Your Take-Home Pay

Use our free Rhode Island paycheck calculator to calculate your net take-home pay after Rhode Island state income tax (top rate 5.99%), federal income tax, Social Security, and Medicare. Updated for 2025.

✓ Rhode Island Tax Rates ✓ 2025 Federal Brackets ✓ Instant Results ✓ Free
🧮

Rhode Island Paycheck Calculator

⚙️ Add Deductions (optional)
401(k), HSA, health insurance

Rhode Island State Income Tax Rates (2025)

Rhode Island is the smallest state by area and has a three-bracket income tax system. Rhode Island also deducts TDI (Temporary Disability Insurance) of 1.3% on wages up to $87,000.

Taxable IncomeTax Rate
$0–$73,4503.75%
$73,451–$166,9504.75%
Over $166,9505.99%

The minimum wage in Rhode Island is $14.01/hr as of 2025. Rhode Island's minimum wage exceeds the federal minimum of $7.25/hr.

How to Calculate Your Rhode Island Paycheck

Your Rhode Island take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Rhode Island payroll calculator, Rhode Island salary calculator, Rhode Island income calculator, and Rhode Island take home pay calculator. Whether you search for "RI paycheck calculator" or "rhode island wage calculator," this tool gives you accurate 2025 results.

  • Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
  • Social Security — 6.2% of wages up to $176,100 (2025 wage base)
  • Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
  • Rhode Island State Income Tax — calculated using Rhode Island's 2025 tax brackets (top rate 5.99%)
  • Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Rhode Island Paycheck

Rhode Island's top income tax rate is 5.99%. The state uses a graduated bracket system.
Rhode Island income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.
The minimum wage in Rhode Island is $14.01/hr. This exceeds the federal minimum of $7.25/hr.
No — Rhode Island does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.
Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Rhode Island taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $30/month in Rhode Island state tax alone.