Mississippi Paycheck Calculator 2025 — Take-Home Pay

🧮

Mississippi Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

Mississippi State Income Tax Rates (2025)

Mississippi is phasing out its income tax on the first $10,000 of wages and eliminating the 4% bracket. By 2026, only the 5% rate on income over $10,000 applies, with full elimination planned by 2030.

Mississippi uses a flat 4.7% income tax rate on all taxable income.

The minimum wage in Mississippi is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Mississippi has not set a higher state minimum.

How to Calculate Your Mississippi Paycheck

Your Mississippi take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Mississippi payroll calculator, Mississippi salary calculator, Mississippi income calculator, and Mississippi take home pay calculator. Whether you search for "MS paycheck calculator" or "mississippi wage calculator," this tool gives you accurate 2025 results.

Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
Mississippi State Income Tax — calculated using Mississippi's 2025 tax brackets (top rate 4.7%)
Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Mississippi Paycheck

What is Mississippi's income tax rate?

Mississippi's top income tax rate is 4.7%. The state uses a flat rate applied to all taxable income.

How is Mississippi state tax calculated?

Mississippi income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.

What is the minimum wage in Mississippi?

The minimum wage in Mississippi is $7.25/hr. This equals the federal minimum of $7.25/hr.

Are there local income taxes in Mississippi?

No — Mississippi does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.

How do I reduce my Mississippi state tax?

Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Mississippi taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $24/month in Mississippi state tax alone.