Tennessee Paycheck Calculator 2025 — Take-Home Pay

🧮

Tennessee Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

🎉 Good news: Tennessee has no state income tax! Your paycheck is only reduced by federal income tax and FICA.

Tennessee State Income Tax Rates (2025)

Tennessee has no state income tax on wages or salaries. Tennessee previously taxed interest and dividend income (the "Hall Tax"), but it was fully repealed in 2021. Tennessee funds state services through sales tax with a base rate of 7% — among the highest in the US.

✅ Tennessee has no state income tax. Workers only pay federal income tax and FICA. No state withholding on your Tennessee paycheck.

The minimum wage in Tennessee is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since Tennessee has not set a higher state minimum.

How to Calculate Your Tennessee Paycheck

Your Tennessee take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Tennessee payroll calculator, Tennessee salary calculator, Tennessee income calculator, and Tennessee take home pay calculator. Whether you search for "TN paycheck calculator" or "tennessee wage calculator," this tool gives you accurate 2025 results.

Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
Tennessee State Income Tax — 0% — Tennessee has no state income tax
Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — Tennessee Paycheck

Does Tennessee have state income tax?

No — Tennessee has no state income tax. Workers only pay federal income tax and FICA (Social Security 6.2% + Medicare 1.45%). There is no state withholding from a Tennessee paycheck.

What taxes do Tennessee workers pay?

Tennessee workers pay federal income tax based on 2025 IRS brackets, Social Security (6.2% up to $176,100), and Medicare (1.45% of all wages). No state income tax is withheld.

What is the minimum wage in Tennessee?

The minimum wage in Tennessee is $7.25/hr. This matches the federal minimum wage of $7.25/hr.

How does Tennessee compare to Kentucky for take-home pay?

Tennessee workers benefit from no state income tax. The exact comparison depends on Kentucky's rate, but workers in no-tax states consistently take home more on the same gross salary.

Is Tennessee good for retirees regarding taxes?

Yes — Tennessee is excellent for retirees. With no income tax, Social Security benefits, pensions, and 401(k) distributions are not taxed at the state level, maximizing retirement income.