Montana Paycheck Calculator
Where is your money going?
Montana State Income Tax Rates (2025)
Montana simplified its income tax to a flat 5.9% rate in 2024, replacing its previous seven-bracket system. Montana is also one of only five states with no general sales tax, which helps offset the income tax burden.
| Taxable Income | Tax Rate |
|---|---|
| All taxable income | 5.9% (flat rate) |
Montana's minimum wage is $10.30/hr in 2024, adjusted annually for inflation. Montana has no tipped employee minimum wage — all workers receive the full minimum.
How to Calculate Your Montana Paycheck
Your Montana take-home pay is calculated by subtracting the following deductions from your gross pay:
- Federal Income Tax — based on 2025 IRS brackets and your filing status
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% on earnings over $200,000)
- Montana State Income Tax — calculated using Montana's 2025 tax brackets
- Pre-tax deductions — 401(k), HSA, health insurance (reduce taxable income)
Montana's combination of a flat 5.9% income tax and no sales tax creates a unique tax environment. Residents pay income tax but save on every purchase. For someone who spends $30,000/year on taxable goods, the absence of a 6% sales tax saves $1,800 annually — partially offsetting the income tax.
This calculator also serves as a Montana payroll calculator, Montana salary calculator, Montana income calculator, and Montana take home pay calculator. Whether you search for "MT paycheck calculator" or "montana wage calculator," this tool gives you accurate 2025 results.