Oregon Paycheck Calculator 2025 — Take-Home Pay

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Oregon Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

Official Sources & References

This calculator uses data from the following authoritative sources. All tax rates, brackets, and thresholds are verified against official government publications:

This calculator is for informational purposes only and does not constitute tax advice. Consult a qualified tax professional or the IRS for guidance specific to your situation.

Oregon State Income Tax Rates (2025)

Oregon has a top income tax rate of 9.9%, one of the highest in the US. Many Oregon residents who live near the border commute to work in Washington State (no income tax) to reduce their overall tax burden.

Taxable Income	Tax Rate
$0–$4,050	4.75%
$4,051–$10,200	6.75%
$10,201–$125,000	8.75%
Over $125,000	9.9%

The minimum wage in Oregon is $14.70/hr as of 2025. Oregon's minimum wage exceeds the federal minimum of $7.25/hr.

How to Calculate Your Oregon Paycheck

Your Oregon take-home pay is your gross pay minus the following deductions:

This calculator also serves as a Oregon payroll calculator, Oregon salary calculator, Oregon income calculator, and Oregon take home pay calculator. Whether you search for "OR paycheck calculator" or "oregon wage calculator," this tool gives you accurate 2025 results.

Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
Oregon State Income Tax — calculated using Oregon's 2025 tax brackets (top rate 9.9%)
Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Oregon Paycheck Quick Facts (2025)

State Income Tax	Progressive — 9.9% (4 brackets)
Minimum Wage	$14.70
Median Household Income	$76,362
Cost of Living Index	110.1 (US avg = 100)
Local Taxes	Portland Metro Supportive Housing Tax (1% on income > $125k); Multnomah County Preschool (1.5–3%)
Pay Frequency Law	Monthly required

What Makes Oregon Paychecks Unique

Oregon uses a progressive system with a top rate of 9.9% across 4 brackets. With a median household income of $76,362 and a cost of living index of 110.1 (where 100 is the national average), your paycheck's purchasing power is below the national average due to higher costs.

Oregon has no state sales tax, but its top income tax rate of 9.9% is among the highest in the nation.
Oregon's Statewide Transit Tax adds 0.1% to all wages (no cap), and the Paid Leave Oregon program deducts an additional 0.6%.
Oregon deducts federal income taxes paid when calculating your state tax, providing significant savings for higher earners.

💡 Local tax alert: Portland Metro Supportive Housing Tax (1% on income > $125k); Multnomah County Preschool (1.5–3%). These are deducted in addition to state and federal taxes and can significantly reduce your take-home pay. Use the calculator above to see your exact net pay.

Frequently Asked Questions — Oregon Paycheck

What is Oregon's income tax rate?

Oregon's top income tax rate is 9.9%. The state uses a graduated bracket system.

How is Oregon state tax calculated?

Oregon income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.

What is the minimum wage in Oregon?

The minimum wage in Oregon is $14.70/hr. This exceeds the federal minimum of $7.25/hr.

Are there local income taxes in Oregon?

No — Oregon does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.

How do I reduce my Oregon state tax?

Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your Oregon taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $50/month in Oregon state tax alone.