Maine Paycheck Calculator 2025 — Take-Home Pay

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Maine Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

Official Sources & References

This calculator uses data from the following authoritative sources. All tax rates, brackets, and thresholds are verified against official government publications:

This calculator is for informational purposes only and does not constitute tax advice. Consult a qualified tax professional or the IRS for guidance specific to your situation.

Maine State Income Tax Rates (2025)

Maine has one of the highest top income tax rates in New England at 7.15%. The state also has a unique 'additional tax' on high earners — a 3% surtax on income over $75,000 was proposed but ultimately not enacted.

Taxable Income	Tax Rate
$0 – $24,500	5.8%
$24,501 – $58,050	6.75%
Over $58,050	7.15%

Maine's minimum wage is $14.15/hr in 2024, one of the higher rates in New England. It increases annually based on the Consumer Price Index.

How to Calculate Your Maine Paycheck

Your Maine take-home pay is calculated by subtracting the following deductions from your gross pay:

Federal Income Tax — based on 2025 IRS brackets and your filing status
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% on earnings over $200,000)
Maine State Income Tax — calculated using Maine's 2025 tax brackets
Pre-tax deductions — 401(k), HSA, health insurance (reduce taxable income)

Maine's high income tax rates reflect the state's significant investment in public services, including education and healthcare. Despite the high rates, Maine's overall cost of living (especially housing) is lower than Massachusetts or Connecticut, partially offsetting the tax burden for many residents.

This calculator also serves as a Maine payroll calculator, Maine salary calculator, Maine income calculator, and Maine take home pay calculator. Whether you search for "ME paycheck calculator" or "maine wage calculator," this tool gives you accurate 2025 results.

Maine Paycheck Quick Facts (2025)

State Income Tax	Progressive — 7.15% (3 brackets)
Minimum Wage	$14.65
Median Household Income	$68,251
Cost of Living Index	112.1 (US avg = 100)
Local Taxes	No local income taxes
Pay Frequency Law	No specific frequency required

What Makes Maine Paychecks Unique

Maine uses a progressive system with a top rate of 7.15% across 3 brackets. With a median household income of $68,251 and a cost of living index of 112.1 (where 100 is the national average), your paycheck's purchasing power is below the national average due to higher costs.

Maine has three tax brackets: 5.8%, 6.75%, and 7.15%.
Maine offers a generous Earned Income Tax Credit equal to 12% of the federal EITC.
Maine's Property Tax Fairness Credit can refund up to $1,000 in property taxes to eligible homeowners and renters.

Frequently Asked Questions — Maine Paycheck

What is Maine's income tax rate?

Maine has three tax brackets: 5.8% on the first $24,500, 6.75% on $24,501–$58,050, and 7.15% on income over $58,050. Maine's top rate of 7.15% is one of the highest in New England.

How does Maine compare to New Hampshire for taxes?

Maine and New Hampshire are neighbors with dramatically different tax approaches. New Hampshire has no income tax on wages, while Maine's top rate is 7.15%. A Maine worker earning $60,000 pays roughly $3,800 more in state income tax than a New Hampshire worker with the same salary.

What is Maine's minimum wage?

Maine's minimum wage is $14.15/hr in 2024. It adjusts annually based on the Consumer Price Index (CPI). Tipped employees have a lower minimum of $7.08/hr, but must receive tips bringing total compensation to at least $14.15/hr.

Does Maine tax retirement income?

Maine taxes most retirement income, including pension payments and 401(k) distributions. However, Maine offers a pension income deduction of up to $25,000 for taxpayers 65 and older. Social Security benefits are partially exempt based on income level.

Are there local income taxes in Maine?

No — Maine has no local or municipal income taxes. Your only state-level income tax is the Maine state tax. This is simpler than neighboring states like New York, which has both state and local taxes.