North Carolina Paycheck Calculator 2025 — Take-Home Pay

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North Carolina Paycheck Calculator

Pay Frequency

Gross Pay

Filing Status

State

⚙️ Add Deductions (optional)

Pre-Tax Deductions

401(k), HSA, health insurance

Post-Tax Deductions

North Carolina State Income Tax Rates (2025)

North Carolina moved to a flat 4.5% income tax rate in 2024, down from 4.75% in 2023. NC plans further reductions to 3.99% by 2026 as part of legislation already signed into law.

North Carolina uses a flat 4.5% income tax rate on all taxable income.

The minimum wage in North Carolina is $7.25/hr as of 2025. This matches the federal minimum wage of $7.25/hr since North Carolina has not set a higher state minimum.

How to Calculate Your North Carolina Paycheck

Your North Carolina take-home pay is your gross pay minus the following deductions:

This calculator also serves as a North Carolina payroll calculator, North Carolina salary calculator, North Carolina income calculator, and North Carolina take home pay calculator. Whether you search for "NC paycheck calculator" or "north carolina wage calculator," this tool gives you accurate 2025 results.

Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
Social Security — 6.2% of wages up to $176,100 (2025 wage base)
Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
North Carolina State Income Tax — calculated using North Carolina's 2025 tax brackets (top rate 4.5%)
Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income

Frequently Asked Questions — North Carolina Paycheck

What is North Carolina's income tax rate?

North Carolina's top income tax rate is 4.5%. The state uses a flat rate applied to all taxable income.

How is North Carolina state tax calculated?

North Carolina income tax is calculated on your annual taxable income. For paycheck withholding, your employer annualizes your per-period pay, calculates the annual tax, then divides by your pay periods per year.

What is the minimum wage in North Carolina?

The minimum wage in North Carolina is $7.25/hr. This equals the federal minimum of $7.25/hr.

Are there local income taxes in North Carolina?

No — North Carolina does not have local city or county income taxes aside from state tax. Your take-home pay calculation is straightforward.

How do I reduce my North Carolina state tax?

Contributing to pre-tax accounts like a 401(k), HSA, or FSA reduces your North Carolina taxable income dollar-for-dollar. A $500/month 401(k) contribution can save $22/month in North Carolina state tax alone.