Missouri Paycheck Calculator
Where is your money going?
Official Sources & References
This calculator uses data from the following authoritative sources. All tax rates, brackets, and thresholds are verified against official government publications:
- Missouri Dept. of Revenue
- IRS Tax Brackets 2025
- IRS W-4 Tax Withholding Estimator
- SSA 2025 Wage Base Limit
- US Dept. of Labor - Minimum Wage
- IRS Publication 15 (Employer's Tax Guide)
This calculator is for informational purposes only and does not constitute tax advice. Consult a qualified tax professional or the IRS for guidance specific to your situation.
Missouri State Income Tax Rates (2025)
Missouri has been cutting income taxes, with the top rate dropping from 5.4% to 4.8% in 2024. Kansas City and St. Louis levy a 1% earnings tax on top of state taxes for those who live or work there.
| Taxable Income | Tax Rate |
|---|---|
| $0–$1,121 | 1.5% |
| $1,122–$2,242 | 2.0% |
| $2,243–$3,363 | 2.5% |
| $3,364–$4,484 | 3.0% |
| $4,485–$5,605 | 3.5% |
| $5,606–$6,726 | 4.0% |
| $6,727–$7,847 | 4.5% |
| $7,848–$8,968 | 5.0% |
| Over $8,968 | 4.8% |
The minimum wage in Missouri is $12.30/hr as of 2025. Missouri's minimum wage exceeds the federal minimum of $7.25/hr.
How to Calculate Your Missouri Paycheck
Your Missouri take-home pay is your gross pay minus the following deductions:
This calculator also serves as a Missouri payroll calculator, Missouri salary calculator, Missouri income calculator, and Missouri take home pay calculator. Whether you search for "MO paycheck calculator" or "missouri wage calculator," this tool gives you accurate 2025 results.
- Federal Income Tax — based on 2025 IRS brackets and your filing status (10%–37%)
- Social Security — 6.2% of wages up to $176,100 (2025 wage base)
- Medicare — 1.45% of all wages (plus 0.9% surtax on earnings over $200,000)
- Missouri State Income Tax — calculated using Missouri's 2025 tax brackets (top rate 4.8%)
- Local/County Tax — Kansas City levies a 1% earnings tax. St. Louis levies a 1% earnings tax. These apply if you live or work in those cities.
- Pre-tax deductions — 401(k), HSA, health insurance premiums reduce your taxable income
Missouri Paycheck Quick Facts (2025)
| State Income Tax | Progressive — 4.8% (10 brackets) |
| Minimum Wage | $13.75 |
| Median Household Income | $65,920 |
| Cost of Living Index | 89.8 (US avg = 100) |
| Local Taxes | Kansas City 1%, St. Louis 1% earnings tax |
| Pay Frequency Law | Semi-monthly required |
What Makes Missouri Paychecks Unique
Missouri uses a progressive system with a top rate of 4.8% across 10 brackets. With a median household income of $65,920 and a cost of living index of 89.8 (where 100 is the national average), your paycheck's purchasing power is above the national average.
- Missouri has 10 narrow tax brackets from 2% to 4.8%, but the top rate kicks in at just $8,968.
- Missouri is gradually reducing its top rate — it dropped from 5.3% to 4.8% as part of ongoing tax reform.
- Kansas City and St. Louis both levy a 1% earnings tax on people who live or work in those cities.